Ifms Punjab -

| Parameter | Before IFMS | After IFMS | |-----------|-------------|-------------| | Bill processing time | 15–30 days | 3–5 days | | Fund visibility | Monthly reports | Real-time dashboard | | Duplicate payments | Common | Prevented by system checks | | Budget control | Manual, delayed | Automatic stop when budget exhausted | | Vendor payment mode | Cheque | Direct bank transfer (DCT) | | Audit trail | Paper-based, hard to trace | Digital, full traceability |

: Every government official or vehicle is assigned a strict limit for fuel and maintenance by the Department of Finance. ifms punjab

Local DDOs submit electronic bills (salaries, vendor claims, contingencies) directly into the treasury workflow. | Parameter | Before IFMS | After IFMS

┌─────────────────────────────┐ │ IFMS PUNJAB PLATFORM │ └──────────────┬──────────────┘ │ ┌──────────────────┬───────┴──────────┬──────────────────┐ ▼ ▼ ▼ ▼ ┌──────────────┐ ┌──────────────┐ ┌──────────────┐ ┌──────────────┐ │ eBudget │ │ eTreasury │ │ eReceipt │ │ MIS & Data │ └──────────────┘ └──────────────┘ └──────────────┘ └──────────────┘ 1. eBudget Module eBudget Module The core system is linked directly

The core system is linked directly to the Reserve Bank of India’s e-Kuber portal and the Core Banking Solutions (CBS) of primary commercial institutions. The introduction of unique payment codes has driven Return Notes (RN) from the RBI down by , optimizing the float of government capital. Eradication of Forgery and Fraud

The central goal of the platform is to eliminate physical administrative touchpoints. It optimizes state finances through a centralized accounting framework. CLINICAL PHARMACY POCKET GUIDE